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Apr 19, However, comprehensive coverage generally does. It’s one of the coverages that will actually protect your car. So – if you have comprehensive coverage, yes, you should be covered if a tree falls on your car. Protect your car and save money.

Get a quick auto insurance quote stumppruning.clubted Reading Time: 5 mins. If a tree falls on a car, your insurance is unlikely to cover the cost of the damage if you have only the bare minimum insurance required. If you have comprehensive coverage, it’s a different story. There are various types of insurance coverage options/10(K).

Yes. Regardless of the property or tree owner (neighbor, City, business, or your own), when a tree falls on your vehicle, it is an auto insurance claim covered under the policy’s “comprehensive” clause since it was the tree that hit your vehicle and not your vehicle that hit the tree.

My Tree Falls on My Car. If a tree from your yard falls on your car, this activates your auto insurance policy’s comprehensive part. You will have to pay for damages up to the amount of your. Jul 15, Georgia’s fallen tree responsibility law uses the “visibly dead or diseased” rule for falling trees. In other words, when a tree from your neighbor’s property falls and injures someone or causes damage to your property, the neighbor is responsible for paying for any damage when the fallen tree showed visible signs that the tree was dead.

Sep 26, If a tree or limb falls on your vehicle and causes obvious damage, don’t remove it yourself. Immediately call your car insurer. They’ll likely want you to take pictures of the damage, and work with an adjuster to document the claim. Still, do all you can in the first place to prevent vehicle damage when you can.

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